MetLife Choice simplifies the home insurance process for borrowers - HousingWire

Today’s customers expect a seamless experience when making any purchasing decisions, whether it’s online or offline. The savvy shopper also wants to compare prices before choosing what’s right for them -— why offer homebuyers anything less?

Buying a home is a major decision, but it doesn’t have to be a complex one. Choosing home insurance is a critical step in the process. Integrating homeowners insurance with the mortgage process makes it simple for both lenders and borrowers. 

That’s exactly what MetLife Auto & Home provides with MetLife Choice.

MetLife Choice offers customers a one-stop shopping experience when looking for the right homeowners insurance to fit their needs. Instead of randomly calling around to multiple agents to shop, customers can get multiple quotes from highly-rated national carriers with just a few clicks using MetLife Choice. 

By seamlessly integrating into the mortgage process, MetLife Choice can help get to closing more easily and efficiently, offering the best available insurance products to the customer at the same time. 

MetLife Choice uses API technology that can integrate directly with any loan platform, syncing property-level data from multiple sources — from loan applications and third-party data providers. 

This can reduce the insurance process from days to just minutes, and prepopulating forms with stored information can also reduce mistakes that can happen when humans have to use the “stare and compare” method. 

As soon as a customer’s loan is approved, MetLife Choice can provide homeowners with multiple quotes from highly rated national carriers. 

MetLife Auto & Home has partnered with multiple home insurance carriers to offer a wide range of solutions to the customer. Borrowers also have access to licensed call center agents to guide them through the entire process and help in the purchase.

As a smart digital choice solution, MetLife Choice eliminates paperwork, reduces delays and offers easy-to-track proof of insurance. It’s also able to integrate with a lender’s platform.

Integrating home insurance into the digital mortgage process can help lenders provide a more meaningful, high-value service to borrowers while streamlining the loan process. 

“MetLife Choice makes it simple. With just a couple of clicks, MetLife Choice gathers a range of home insurance coverage options from MetLife Auto & Home and other highly rated carriers. Within minutes, customers can choose what’s right for them,” said MetLife Auto & Home’s Vice President of Agency Sales and Distribution Kevin Chean. 

PRODUCT: MetLife Choice

SNAPSHOT: MetLife Choice is a digital insurance choice solution that helps simplify the insurance process for homebuyers and mortgage lenders. By integrating easily with lenders' mortgage platforms, it provides a seamless insurance experience for the borrowers. With just a few clicks, borrowers can receive multiple insurance quotes to choose the one that's right for their needs.